High-risk AE flood insurance costs approx. $1,640 annually + $1,000 for HO Insurance. Needs repairs - the kitchen is 90% finished, the 2nd floor is 80% finished. Full, unfinished basement with low 5' ceiling. Mechanicals are located in the basement. 150 Amp electric box on 1st floor. Central air unit and ductwork in place. Rear entrance to mudroom with washer and dryer on 1st floor. Permitted Wood-burning stove in the living room. Private driveway with a detached 1.5 car garage that has electricity. Upgraded high-capacity cesspool in 2012 will support an added bathroom. Small, manageable backyard for a garden, dog, or boat, with wood deck and BBQ. Raised 8'X10' brick patio. Walk two blocks to the beach and restaurants. Current comps support a $580k value if house is restored to it's highest & best use.
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